Terms of Service

Last updated: June 8, 2026

These terms are a practical starting point for operating Dividend Visualizer. They are not a substitute for advice from a qualified attorney.

1. Acceptance

By using Dividend Visualizer, you agree to these Terms of Service. If you do not agree, do not use the service.

2. What Dividend Visualizer Does

Dividend Visualizer is an educational portfolio planning tool. It helps users estimate dividend income, organize holdings, model recurring buys, review report uploads, and save portfolios based on information entered by the user or returned by available data sources.

3. Not Financial Advice

Dividend Visualizer does not provide financial, investment, tax, legal, accounting, or retirement advice. Projections are estimates only. Dividend amounts, prices, payout schedules, and data sources may be delayed, incomplete, inaccurate, or unavailable. You are responsible for verifying all information before making financial decisions.

4. User Responsibility

You are responsible for the holdings, prices, distributions, reports, files, and other information you enter or upload. You agree not to upload unlawful content, malicious files, or information you do not have the right to use.

5. Accounts and Access

Google sign-in may be used to create and access an account. You are responsible for keeping your Google account secure. Plan features may differ between Free, Plus, and Pro tiers.

6. Paid Plans

Paid plans, when available, may unlock features such as saved portfolios, report intake, dividend lookups, exports, or higher usage limits. Prices and features may change over time. If payment is handled by Stripe, Stripe may process billing information under its own terms and privacy policy.

7. Availability and Changes

We may modify, suspend, or discontinue parts of the service at any time. We will try to keep the service useful and available, but we do not guarantee uninterrupted access or error-free operation.

8. Limitation of Liability

To the fullest extent permitted by law, Dividend Visualizer is provided as is and as available. We are not liable for investment losses, missed income, data errors, service interruptions, indirect damages, or decisions made based on the service.

9. Termination

We may restrict or terminate access if a user abuses the service, violates these terms, attempts to bypass plan limits, or creates security or legal risk.

10. Contact

Questions about these terms can be sent to [email protected].